2023
chapter 1 – October 1, 2023
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It seems that a new system called New NISA will start next year.
Apparently, investment profits will be tax-free.
I’ve been hooked on stock investing twice before — and both times ended with painful losses.
Once during the IT bubble in 2000, and again around the time of the 2011 earthquake disaster.
Each time, things went well at first, but little by little I got drawn in, and my small savings dwindled away.
What hurt the most was how much it affected my mental state.
I thought about stock prices every day — what was the point of investing like that?
Still, looking back, that first experience wasn’t entirely bad. At the time, I had just quit my job to go freelance, and after losing over a million yen, I was completely broke and couldn’t even pay my pension.
Because of that, I ended up going back to being a salaried worker, and in hindsight, I think that was actually a good thing.
If I hadn’t suffered those losses, I probably would have just drifted along doing small freelance work or part-time jobs.
Now I’ve managed to save quite a bit, and I also learned the art of saving money from those tough experiences.
I’ve tried every money-saving method you see on YouTube.
Even without a retirement bonus, I managed to save 20 million yen over twenty years — all thanks to what I learned back then.
Alright then.
Before opening a securities account, I’ll study a bunch of things on YouTube.
At that time,
just creating the securities account kept me up all night (lol).
I couldn’t get my My Number card to scan properly.
Even opening the credit card-linked bank account took a trip to the main branch and about an hour of help from the lady at the counter before I finally got it done.
It used to be simple, but with all the new security measures, it’s become quite a hassle.
I wonder how it is for everyone else?
